Welcome To Scarborough Attorneys At Law

Scarborough Attorneys At Law is more than a law firm. It is a resource of unique attorneys who are committed to providing each client with the highest caliber of legal representation available. Each member of the firm stays on the cutting edge of legal developments to obtain outstanding results in a cost-effective and time-saving manner.

The members of our firm have extensive experience representing clients in a wide variety of legal matters involving complex legal issues, which often arise in insurance defense matters. Our firm prides itself on defending both individuals and insurance companies on all aspects of claims. As skilled insurance coverage and bad faith professionals, the attorneys of Scarborough Attorneys At Law strive to employ creative strategies to obtain uncommon results. As seasoned trial lawyers, the members…Read More

Understanding Insurance Law In Tampa, FL

The decision to obtain insurance is usually a good one, whether it’s done to protect one’s self in the event of personal injury, to guard against lawsuits filed on a business or a professional license, or to prepare for the potential loss of valuable personal property such as a home or vehicle. Unfortunately, many people find themselves unprotected by their insurance policies precisely when they need protection the most. Oftentimes, this happens when an insurance company wants to avoid paying out on a claim in an effort to avoid an economic loss on their end. When an insurer prioritizes profit over their responsibility to protect the insured, the insured has every right to pursue justice and obtain the coverage they deserve. When facing such situations in Tampa, FL, an individual would be well-advised to immediately seek representation by an experienced insurance law attorney.

How Do Insurance Companies Avoid Paying Out On Claims?

There are a number of strategies used by insurance companies to avoid paying out on claims, each of which may constitute a breach of the implied duty of good faith and fair dealing, thereby laying the groundwork for a lawsuit. The following are a few such examples:

• Unexplained delays in handling claims
• Failure to disclose a source of coverage available to an insured individual
• Refusal to cover an expense that the insurance policy should cover
• Unfair settlement offers (commonly referred to as “lowball” offers)
• Insufficient or biased investigations
• Misinterpretation or misrepresentation of insurance policy language

How Should An Insurance Carrier In Tampa, FL Deal With A Bad Faith Lawsuit That’s Been Filed Against Them?

Immediately upon being notified of a bad faith lawsuit, an insurance carrier should hire experienced insurance law attorneys who will gather all of the pertinent information and begin a thorough case analysis that lays out the challenges present and the best strategies for mitigating them.

How Can An Insurance Law Attorney Help With An Insurance Coverage Or Bad Faith Liability Claim In Tampa, FL?

An insurance law attorney can help a party regardless of whether they have received or seek to file an insurance coverage or bad faith lawsuit. At Scarborough Attorneys at Law in Tampa, FL, there is a team of highly qualified insurance law attorneys waiting to consult with any individual or entity that has questions about the specifics of a particular insurance law issue. Some of the most common tasks carried out by insurance law attorneys include the following:

• Assess policyholder liability
• Negotiate on behalf of insurer or insured for the best settlement outcome
• Investigate claims and gather evidence
• Use case law analyses to argue on behalf of client, whether the client is an insurance carrier or an insured entity
• Locate evidence demonstrating insurer attempted to comply with regulations and statutes
• Respond to various issues with reference to the relative regulations, codes, and National Association of Insurance Commissioners documents

In addition to serving the Tampa, FL area, the attorneys at Scarborough Attorneys at Law represent individuals and entities throughout Gainesville, Orlando, Fort Myers, and Miami, FL.

Automobile Liability Defense Law Attorneys In Tampa, FL

In Florida, all drivers must have minimum automobile insurance to cover the expenses of an auto accident in the event that the at-fault party’s insurance policy is insufficient to do so fully. For example, if the total amount for medical expenses, lost wages, and repairs to property damage associated with an auto collision is $9,000 but the at-fault party’s automobile insurance policy covers only $5,000, then the mandatory minimum automobile insurance would cover the remaining $4,000. There are several types of auto insurance available to drivers in Florida, including the following:

• Personal injury protection (PIP)
• Property damage liability
• Bodily injury liability
• Uninsured motorist liability
• Underinsured motorist liability

A number of auto liability disputes may arise after an auto accident in Tampa, FL. The automobile liability defense law attorneys at Scarborough Attorneys at Law provide clients with the best strategies for litigating and defending all types automobile liability issues, including auto insurance coverage disputes, tort claims, and minimal impact soft tissue claims. In addition to serving clients in Tampa, FL, the attorneys at Scarborough Attorneys at Law represent clients in Gainesville, Orlando, Fort Myers, and Miami, FL.

Premises Liability Defense Law Attorneys In Tampa, FL

Injuries can happen at any time and in virtually any location, which means business owners and owners of private residences always face the possibility of a premises liability claim. However, not all premises liability claims are equally valid, and unfortunately, many times they are filed by plaintiffs who do not have honest intentions. When this occurs, defendants must protect their assets with the assistance of an experienced premises liability defense law attorney.

At Scarborough Attorneys at Law in Tampa, FL, there is a team of attorneys dedicated to defending against premises liability claims through the use of several strategies. After a thorough consultation and review of the circumstances surrounding a premises liability claim, they will launch an investigation to collect any additional evidence, and begin formulating the best possible defense.

Whether an injury was sustained in a grocery store, nightclub, parking lot, swimming pool, or someone’s private home, the premises liability defense law attorneys at Scarborough Attorneys at Law will know how to approach the case and where to find the evidence that will support the strongest defense. The following are just a few of the most common types of premises liability claims:

• Slip-and-fall accidents
• Dog bites
• Assaults
• Presence of toxins such as those associated with mold
• Poor maintenance
• Defective or dangerous conditions
• Fires
• Snow or ice on walkways

Every defense will be crafted based on the unique facts presented by a particular case at hand, but the following are a few of the most common defenses:

• The plaintiff knew of the risk of injury and failed to take preventative measures to avoid injury
• The plaintiff contributed to their own injuries
• The damages should be reduced based on partial negligence on behalf of the plaintiff

There is simply too much at stake in premises liability cases to try handling them without the expertise of an attorney who handles them for a living. Businesses and individuals who seek representation in Tampa, FL, Gainesville, FL, Orlando, FL, Fort Myers, FL, or Miami, FL will find the support and knowledge they need by contacting Scarborough Attorneys at Law today.