Florida’s Insurance Assignment of Benefit (AOB) Abuse

An Assignment of Benefit (AOB) is a legal contract that allows the policyholder to transfer their insurance rights to a third-party assignee, such as a contractor.

Florida has been a hotbed for AOB abuse which has fueled an insurance crisis. Contractors solicit unwarranted AOBs from Floridians and conduct unnecessary or unnecessarily expensive work. AOBs has made it easy for unscrupulous contractors to game the system and artificially inflate claims costs. This mini-industry has cost consumers billions of dollars as they are forced to pay higher premiums to cover needless repairs and excessive legal fees. And consumers often do not even know that their claims are driving these cost increases. 

Florida Courts are strictly enforcing new assignment of benefits requirements. The statute governing the requirements of AOBs is F.S. 627.7152 (2)(a). 

Scarborough Attorneys have successfully prevailed in arguing Defendant’s motion to dismiss for failure to comply with these requirements. 

If you are looking for experienced and assertive defense counsel, contact Scarborough Attorneys at Law (813) 253-0097.